ERS Benefit Coverage
Blue Cross Blue Shield/HealthSelect is available to all full-time LSCS employees. Coverages include health and life insurance are provided through the Texas Employees Group Benefits Program (GBP); administered by the Employee Retirement System (ERS). Core benefits are provided for all eligible employees. Dependent coverages are available on an optional basis and premiums are paid by the employee through payroll deduction.
Effective September 1, 2003, all newly hired full-time employees and their eligible dependents will have a 90-day waiting period (calendar days) for health insurance coverage under Health Select (POS). The first day of coverage begins the first day of the following month. Optional benefits are not affected by the 90-day waiting period and the employee and their eligible dependents may enroll in the first 30-days of employment without Evidence of Insurability (EOI).
Optional benefits such as term life, dental, AD&D, and long-term disability are available from the date of employment to termination. By Federal regulation (COBRA), group health insurance coverage may be extended for insured dependents for specified reasons for a period of up to eighteen or thirty-six months after employment with the District ceases. The Employee Retirement System will notify eligible employees.
Employees will have a 90-day waiting period to enroll in health and basic term life plan. The basic plan includes health care and $5,000 term life with $5,000 accidental death and dismemberment coverage. During this time employees may enroll eligible dependents in both health and GBP optional coverages. Dependents may be covered up to the age of 25.